If you're opening or expanding a childcare center, securing the right funding is key to creating a space that fosters growth and learning.
Finance everything from new equipment and renovations to acquiring an existing childcare facility.
With flexible repayment options, we’ll find terms that match your revenue patterns.
Invest in creating safe and engaging spaces for children with loans that understand your industry.
Applying for finance in the childcare sector comes with its own set of requirements and expectations. Here’s what lenders typically look for when assessing applications
Lenders consider the demand for childcare services in your area. A feasibility report or market analysis showing strong local demand can strengthen your application.
Your experience in managing or operating a childcare centre, along with up-to-date licensing and compliance, is critical. New operators may face stricter lending criteria.
Strong, up-to-date financials (or for new centres, realistic, well-supported projections) are essential. Lenders assess whether the business can comfortably service the loan based on cash flow.
Whether purchasing an existing centre or developing a new one, lenders evaluate the suitability of the premises — including capacity, compliance with regulations, and property valuation.